Fatimat Maksimova
Your Compliance Advisor and Partner in Sustainable Business Growth

Compliance Advisory
Project Management

Training & Workshops
Business Methodology

*Edited with AI

About Me

years of experience
compliance cases reviewed
employees trained
19+
3000+
900+
I am an independent compliance consultant providing regulatory advisory services in Russia and Kazakhstan

I help fintech companies, startups, financial institutions, entrepreneurs, and growing businesses navigate complex regulatory environments, manage compliance risks, and build sustainable business operations.
My expertise includes:





developing compliance frameworks aligned with international standards and regulatory requirements;

strengthening governance, transparency, and internal controls to support business growth and investor confidence;

supporting the launch of new products, services, and business processes in compliance with regulatory requirements in Russia and Kazakhstan.
Compliance is not only about meeting regulatory obligations — it is a foundation for trust, resilience, and long-term business growth.

*Edited with AI

My Services

Консультация

Compliance Consulting and Regulatory Advisory for Companies Operating or Planning to Expand into Russia and Kazakhstan

Who I work with: International Businesses Entering the Russian and Kazakh Markets • Banks • FinTech Companies • AML/CFT-Regulated Entities • EdTech Companies

Blog

The main goal of a financial monitoring specialist in a bank is to prevent the bank’s involvement in illegal activities and ensure compliance with AML/CFT requirements.
Link to the article in the magazine
Artificial intelligence (AI) has become a powerful tool in the financial sector, but its use carries serious ethical risks. In its 2023 report "The Use of Artificial Intelligence in the Financial Market", the Central Bank of the Russian Federation highlighted key risks and issues that may undermine the trust of clients, partners, and investors.

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An overview of key modern information systems that help manage processes, resources, production, and logistics.

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A selection of books that will be useful for those who want to understand the essence of the profession, not just learn the theory.

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A client relationship manager is the first filter in building a client base. Already at the first meeting, they must not only present the product but also assess the compliance risks of potential clients.
Link to the article in the magazine
Основная цель специалиста по финансовому мониторингу в банке противодействие вовлечения банка в противоправную деятельность и обеспечение соблюдения требований по противодействию легализации доходов, полученных преступным путем, и финансированию терроризма (меры ПОД/ФТ).


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Искусственный интеллект (ИИ) стал мощным инструментом в финансовом секторе, но его использование несет серьезные этические риски. ЦБ РФ в своем докладе 2023 года «Применение искусственного интеллекта на финансовом рынке» выделил ключевые риски и проблемы, которые могут подорвать доверие клиентов, партнеров и инвесторов.

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Обзор ключевых современных информационных систем, которые помогают управлять процессами, ресурсами, производством и логистикой.

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Подборка книг, которые будут полезны тем, кто хочет понять суть профессии, а не просто выучить теорию.


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Менеджер по работе с клиентами — первый фильтр при формировании клиентской базы. Уже на этапе первой встречи ему необходимо не только презентовать продукт, но и оценивать комплаенс-риски потенциальных клиентов.


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Contacts

define your request;
select the most suitable format of cooperation for you;
discuss all questions related to your task or project.
Contact me, and I will provide you with an introductory consultation, during which we will:
*Edited with AI
Compliance advisory services for AML/CFT, fintech regulation, and regulatory risk assessment in Russia and Kazakhstan.

A compliance advisory service may include an initial assessment of your situation, a review of relevant documents and business processes, and discussion of your compliance-related questions.

Support is available as one-off consultations, targeted requests, or ongoing advisory services.
I also assist with preparing responses to bank compliance inquiries related to AML/CFT requirements.

You will receive:
• clear and practical guidance
• prompt answers to your questions
• assessment of compliance risks and their implications
• tailored recommendations and solution options
• compliance risk mapping (where applicable)

Format: written advisory, video consultation, or short report
Compliance Advisory
An independent compliance review includes an assessment of business activities, transactions, internal controls, policies, procedures, and documentation.

The review may be conducted proactively (before launching a new product, service, or process, or prior to regulatory review) or retrospectively (to assess existing operations and compliance performance).

You will receive:
  • identification of compliance gaps and risks
  • compliance risk assessment and risk mapping
  • practical recommendations and corrective actions
Compliance Review
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I support projects at any stage — from short-term advisory input to full project execution.

Depending on your needs, I act as a consultant (strategic guidance and project review) or as a Senior Project Manager responsible for delivery, implementation, and automation.
I manage end-to-end projects from initiation to completion and closure.

I support projects involving:
• implementation of regulatory or business requirements into existing processes
• automation of business processes, compliance systems, and internal controls
• regulatory reporting setup and automation
• development and launch of new products and services

The result: a clear roadmap, structured execution, transparent reporting, controlled timelines, and successful project delivery.
Project Management and Delivery
Methodology support for businesses includes the development of custom documents, corporate training, and access to a library of compliance tools, templates, and practical resources.

Practical materials are designed to help businesses reduce risks, improve efficiency, and strengthen internal processes, including:
  • policies, procedures, and internal controls
  • SOPs and operational guidelines
  • checklists and practical guides
  • templates and working documents
  • training materials

The Fatikum Compliance Lab library provides access to up-to-date materials aligned with international standards and regulatory requirements in Russia and Kazakhstan.
These materials can be used as practical templates and adapted to the specific needs of your business, provided that the original source is acknowledged and referenced.

If you require a tailored solution, please contact me at finlink11@gmail.com to discuss the most suitable format of cooperation.

Services Include
  • development of internal processes and standards
  • creation and updating of policies, procedures, templates, and checklists
  • review of existing documentation and practical recommendations
  • development of training programs and learning materials
  • corporate training sessions and workshops

The result: clear, practical, and up-to-date tools that can be effectively integrated into day-to-day business operations.
Methodology and corporate training
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Support for international companies entering and operating in Russia and Kazakhstan.
This service helps international businesses launch and safely scale operations in Russia and Kazakhstan by adapting business models, products, and internal compliance processes to local regulatory requirements.
Support is available both for specific tasks and as part of a comprehensive market-entry project for Russia or Kazakhstan.

This Service Is Particularly Relevant for:
  • financial institutions and fintech companies
  • payment service providers
  • online schools, EdTech projects, and other businesses depending on their specific activities
  • international entrepreneurs and sole proprietors
  • AML/CFT-regulated entities subject to anti-money laundering legislation (Russia: Federal Law No. 115-FZ dated 7 August 2001; Kazakhstan: Law No. 191-IV dated 28 August 2009)

What Is Included
1. Regulatory Analysis and Operating Model
  • business model analysis
  • identification of applicable regulatory requirements
  • assessment of AML/CFT status
  • development of a compliant operating model
  • compliance framework design

2. Additional Support for AML/CFT-Regulated Entities and Financial Projects
  • development of internal control policies and procedures
  • implementation of KYC and Customer Due Diligence (CDD) processes
  • transaction monitoring procedures
  • preparation of reports for regulatory and financial monitoring authorities
  • process automation
  • development of additional internal documentation and procedures, where required

3. Additional Support for Online Schools and EdTech Projects
  • review of payment documentation and account transactions
  • counterparty due diligence
  • anti-corruption policies and procedures
  • compliance monitoring and control procedures
  • process automation
  • development of additional internal documentation and procedures, where required

The Result:
  • a compliant operating model for Russia and Kazakhstan
  • an established compliance framework
  • localized business processes and documentation
  • legally sound internal documentation
  • compliance with regulatory requirements
  • compliance with AML/CFT obligations
  • reduced regulatory and reputational risks
  • readiness for regulatory inspections and audits
Market Entry, Business Setup and Compliance Support
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I develop training programs taking into account the department and knowledge level of employees — from beginners to managers.

The training includes:
  • training materials
  • videos, presentations, practical assignments;
  • live sessions and Q&A;
  • final knowledge assessment.

Topics: AML/CFT, identification and KYC (Know Your Customer) procedures, business ethics, risk-based approach, compliance in the financial sector (fintech, banks, etc.)
Training and Workshops
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Frequently asked questions
What is compliance and why is it needed?
Compliance is a system of internal company measures aimed at complying with legislation, corporate rules, and standards. It helps minimize risks related to legal violations and reputational damage.
What does a compliance consultant do?
A compliance consultant is an external expert who helps companies ensure compliance with all applicable laws, regulations, industry standards, and internal policies.

The main objective is to minimize legal, financial, and reputational risks associated with potential violations.
What is FATF?
FATF — Financial Action Task Force on Money Laundering — is an intergovernmental organization that develops global standards in the field of anti-money laundering and counter-terrorist financing (AML/CFT) and assesses the compliance of national AML/CFT systems with these standards.

The primary tool used by FATF to implement its mandate is the 40 Recommendations on AML/CFT, which are reviewed on average once every five years.

Source: ru.wikipedia.org/wiki
Official FATF website: http://www.fatf-gafi.org
What is AML/CFT?
AML/CFT — Anti-Money Laundering and Combating the Financing of Terrorism.

Legal framework and legislation:

  • FATF Recommendations are the international standard for AML/CFT.

  • In Russia — Federal Law No. 115-FZ dated August 7, 2001 "On Counteracting the Legalization (Laundering) of Proceeds from Crime and the Financing of Terrorism" and other regulatory acts of the Russian Federation.

  • In Kazakhstan — Law of the Republic of Kazakhstan No. 191-IV dated August 28, 2009 "On Counteracting the Legalization (Laundering) of Proceeds from Crime and the Financing of Terrorism" and other regulatory acts of the Republic of Kazakhstan.